Insurance

HOUSING AUTHORITY INSURANCE

NJPHAJIF

NJNAHRO is a proud sponsor of the New Jersey Public Housing Authority Joint Insurance Fund (NJPHAJIF). The NJPHAJIF was created by a core group of Housing Authorities for the purpose of providing low-cost, quality insurance to New Jersey Public Housing Authorities and their related non-profit entities. The fund provides all-lines insurance to its membership. The fund is exempt from both the federal and state public bidding requirements. Insurance quotations may be obtained by contacting the JIF via the link below.

As a sponsor of the fund, NJNAHRO works closely with the Fund Administrator to provide workshops and seminars on insurance and risk management issues. The training is sponsored by NJNAHRO in conjunction with the Municipal Excess Liability (MEL) Safety Institute. Training is conducted at various locations across the state.

Information regarding the JIF can be accessed via their website: njphajif.org

Information regarding training can be accessed via the MEL website: njmel.org
Go to the "Safety" tab to get the current course listing.

To obtain an insurance quote from the NJPHAJIF, you should contact Tracy Lopez, Senior Account Manager (201 518-7033) Email: tracyL@permainc.com.

The process begins with submission of the following:

1) Prior 5 year loss runs on each line of coverage (Full explanation for claims exceeding $25,000.

2) Current policy term for each line.

3) Total listing of exposure/values (property, equipment, automobiles, workers comp., etc).

4) Copy of current policies (which could answer items 2 & 3.